Your ShipMoney card balance is in USD or Euros. When withdrawing money in a different currency or making a purchase, VISA automatically converts the amount at the current exchange rate.
No, ShipMoney accounts are typically maintained in a primary currency (USD or EUR). Currency conversion occurs during transactions involving different currencies.
Exchange rates include a foreign exchange fee, and rates refresh frequently.
Yes, you can withdraw local currency at ATMs displaying the VISA logo. Be aware that currency conversion rates and ATM fees may apply.
Always choose to be charged in the local currency of the country you're in. If you select your card’s currency (like USD), you may be charged high exchange rates through Dynamic Currency Conversion (DCC).
Fees may apply for ATM withdrawals. Check your fee schedule in the ShipMoney app or terms and conditions for details. Additionally, local banks may impose their own fees, which vary by location.